 Taxing unrealized gains means imposing taxes on the increase in value of investments before they’re sold. This approach aims to raise revenue from wealthy investors but is controversial due to potential impacts on investment behavior and taxpayer liquidity. Per usual, I love to give sales tips, examples, and stories, so here is an example when talking about unrealized gains: Margie and Harry invest $100K in something. That “something” grows to $150K. Today, no taxes are due because this gain is unrealized… they didn’t take the money. But the proposal would make the 50K taxable today. Holy smokes! But, look ahead… What if Margie and Harry’s account goes down, and it is now only worth $90K? What happens now? Will the government pay them back the taxes they paid on the $50K? And what about the $10K unrealized gain? What can we do? Harry and Margie might just stick their money in a fixed annuity, where the gains are tax deferred. Or, what if Margie and Harry place that money in a single premium life plan? They lever the death benefit, have growth and opportunities. Ladies and gents, I suggest you pick up the phone and call your clients and prospects and fill them in. Let them know that there are other opportunities and it's time for many to play it safe. Want to talk? Give our marketers a call and let’s discuss.
 I have to admit that I am a little perplexed. Usually, when asking an agent what they need, the overwhelming response is LEADS. So, I asked our staff, “Could it be possible that some of our advisors don’t know about our annuity lead program?” So, in case you don’t read The Ohlson Report, delete most emails or thought this offer was a bait and switch, I am going straight to the point. Okay, here's how our annuity lead system works:
We are not here to make money off leads. We make an override when you write business through us. Territories are still available. Schedule an appointment or call 877-844-0900 to speak with a marketer. If you have all the leads you can handle, please pass this on to a friend. If not, we're waiting for your call!
 What Baby Boomer doesn't remember that saying from Mr. Tarzan? I would be glued to the TV watching Tarzan defend Jane against all the bad guys. That is the way baby boomer men were brought up. Baby Boomer years are between 1946 and 1966, but in this writing, I am going to address the older segment of this group. "It is our responsibility to take care of our family." Have you ever heard this one from your mom or dad? Many men are having a rough time sleeping because they are worried about their spouse if they pre-decease them. Maybe there's not enough life insurance, maybe the investments didn't work out well, or maybe they wished they had done more to prepare. Also, some may think that they are too old to get more life insurance and in most cases, they are wrong. We can get Tarzan a life policy, or policies if we have to stack simplified issue policies. And where is the money? They have excess cash, maybe an annuity using the 10% free right of withdrawal, or maybe an RMD. This is a tremendous opportunity for Tarzan to swing happily through the trees again, as he and Jane are both taken care of. It is a wonderful way to put a smile on Jane's face, and a great way for you to increase your income while helping people improve their legacy. Give Levon or any of our marketing consultants a call and let us put together some illustrations. Heck, don't wait, click below to schedule an appointment with one of our marketers today.
 You probably know some clients who have IRAs, 401(k)s or 403(b) accounts.
You may not be aware that clients can reposition qualified money into a long-term care policy via direct transfer or rollover. Additionally, the policy can cover both spouses using one qualified account with no ownership issues. Of course, you can’t get around paying taxes, but instead of being hit with a big tax bill immediately, we can show you an option to spread out that bill over 10 years. All the while, your client is protected from a long-term care event, and if death occurs prior to receiving benefits, the heirs will receive a death benefit. Here are some features:
The ideal client(s) range in age from 59 ½ to 80 and are in average or better health. Do you have any clients that would benefit from a plan like this? I’m sure you do, so let’s talk! |
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INFORMATION CONCERNING COPYRIGHT INFRINGEMENT CLAIMS
The Ohlson Group LLC provides links from its website to various third party sites which may enable you to obtain locations and information outside of The Ohlson Group's control. The Ohlson Group LLC neither controls nor endorses such other websites, nor have we reviewed or approved any content appearing on them. The Ohlson Group LLC does not assume any responsibility or liability for any materials available at these websites, or for the completeness, availability, accuracy, legality or decency of these sites.
CLAIMS OF COPYRIGHT INFRINGEMENT
The Digital Millennium Copyright Act of 1998, as amended, (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials we host infringe your copyright, you (or your agent) may send us a notice requesting that we remove the material or block access to it. If you believe in good faith that someone has wrongly filed a notice of copyright infringement against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright/ for details. Notices and counter-notices should be sent to [email protected]. The Ohlson Group LLC, (877) 844-0900. We suggest that you consult your legal advisor before filing a notice or counter-notice. Also, please be aware that there are penalties for false claims under the DMCA.
The Ohlson Group LLC and or Joseph R. Ohlson LUTCF is licensed to do business in all states except New York.
Privacy Policy
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