Well, we launched the most advanced life product in America. Yep, up to $1 million of term life insurance issued, and placed in force in 10 minutes. This is the “Superman” of term insurance. Okay, I know that we all delete emails. So, I will be very brief…

• Max age for issue is age 60
• Max coverage $1 million… reduced at the older ages
• You use your own URL, take the app on online, hit underwrite and within 10 minutes the policy is issued
  
• Give them a credit card or bank info and place in force
• Email the policy to your client
  
• An old company rated Excellent by AM Best
  
• Oh, commission at 100% and more!

Want to know more? Call and ask to speak with a member of our life department or book an appointment now.  Because, when I say… Good Selling… I mean… Good Selling!

You’ve all heard that scary saying… “I’m from the government and I am here to help you.”  Well, some new help is around the corner from the mess created by inflation.

Many are predicting an up to 10% increase in Social Security payments starting January 1,2023. The actual percentage will be decided in October 2022. So, what does this mean for you and your clients and prospects?

The biggest increase in June life sales was in the 71 years and older market. Whole life was the big winner. So, how about talking to your clients about this?

"Mr./Mrs. Client, you are currently receiving $2,000 per month in Social Security payments. That could increase by $200 in January. Let’s start that additional final expense product with the new Social Security increase. Start today, and the new premium money will be there for you in January."

Interested? Give Levon Justice a call today at 877-844-0900 or click for an appointment to discuss this opportunity for all.

Yep, football season is just around the corner. And we know that a great defense can help propel the offense.  As I watch, listen and read the plans from many of the top money experts and managers in the country, they state that they are placing the clients in a defensive posture. They know that the market will come back but for now… “defense.” So, what does that mean and how do you explain the urgency to your clients? Let’s look…

Yes, your client can purchase a 10 Year Treasury paying about 3%. But if you think inflation will continue, and that the rates on the 10 year will go up… what does that mean to your clients? Simple, if new rates rise, the value of your bond purchase today decreases. Here’s a possible solution for “short termer.” A MYGA… the MYGA outpaces treasuries and Certificates of Deposits and you can layer them.

What about the individual that is concerned about retirement income? Simple... How about a Fixed Index Annuity with a strong lifetime income guarantee? A rate on the income account guaranteed to go up in spite of markets. And if your client desires, a first year income account bonus of 10% or more?

Have some younger clients that purchased a home, have debts, or short term needs? Use our 10 minute issue term insurance policy that will issue up to $1 million of coverage depending on age.

Need a sales presentation? Contact our marketers today… time is a wasting and it is time to play “defense.” 

I am not writing or speaking in the spiritual sense. No, I am talking about the life of a loved one going on after the death of a loved one. In this case, I am speaking of a spouse.

Results just came in showing that the big increase in life insurance sales was in the age 71 and up market place. Simplified issue life insurance products are a big part of that market. I invite you to call the head of our life division, Levon Justice, and investigate the market for these no exam products. While you are speaking with him, make sure to ask him about our groundbreaking term to 61 that will issue in 10 minutes.
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Yes, there is “life after death” in the spiritual and the financial world. You might not be able to assist your clients in a wonderful life thereafter, but you can make a difference in the ones they leave behind. 

I know that my mom would be fine with me sharing our phone conversation today. Many of you know my mom, and even worked with my dad when he worked for me. My dad has been gone for about 9 years but my mom is still here at age 93. It is important for me to speak with my mom every day, but it’s not always possible. You see, she’s in an assisted  living facility in the “memory care” section.

My mom has dementia and she is often confused and lives in a former time in her life. To make matters worse, she is also blind. So she needs people to help her in basically every element of daily living. She is in a great place that comes with a pretty steep price. And that makes all of us feel pretty comfortable because we know that she is safe.

Her story is not that uncommon. Many people are dealing with situations like this. But most do not have the funds to stay in a place like this. Many would be in a Medicaid facility or a nursing home. Please read on as this just might help you… help your clients.

The cost for this place is about $7,500 per month. She has my dad’s social security along with an annuity that pays a very important role in her financial life. But, she is still shy about $4,000 per month and soon the pot will run dry. She did not have long term care insurance, nor a hybrid. This is the point of this writing. There are hybrid annuity and life policies with chronic illness benefit, death benefits, cash values and money back guarantees. But, what they don’t have (in some cases) is a requirement for a medical exam, blood tests, etc. These simplified issue policies are perfect for so many Americans. And, if the chronic illness benefits are not needed, the policy provides a tax free death benefit to the named beneficiaries.

Bottom line, if you are not offering this type of product… give us a call or click to set up an appointment with one of our marketing consultants. You know, this is also a way to create a little bit of loss recovery for the client and the family. We leverage the death benefit to create the legacy funds as well. Let’s talk.

I hope that all of you have had the start to a great summer. Things have been heating up in many ways. We are still in a very testy economy. I think that we will know more as we head into 2023. But, and I know that I sound like a broken record, we have the product that Americans need, want and deserve.

We can provide a retirement income that is guaranteed for life… whatever the economy hands us. We have, through life insurance, the miracle of paper and ink where we can keep families in the world that they have become accustomed to. Suffice it to say, that as many industries are wondering where they get their revenues, we are sitting in the catbird seat.

But, I think this 4th of July weekend should be about remembering how far we have come as a nation since 1776. Yes, we are the greatest nation in the world. Yes, we do have the greatest opportunities and yes, we are the nation that gives more to other countries than anyone else in the world. It can become very easy to criticize ourselves and just focus on some shortcomings. But, too much blood, sweat, tears and lives have been spent to get us to where we are today.

​I am confident that our best days are ahead of us. So, thanks for your business, have fun with family and friends and… God Bless America

​Hello fellow financial pros. I will keep this short because you need to get hold of your current clients and prospects as they are struggling with what to do next.

Let me start with income shortfall. Contrary to what some might think, the client is less concerned with the “size” of their nest egg and more concerned with what that nest egg will provide in retirement income. Plus, they want it guaranteed. We have that with the fixed index annuity with the income rider. Also, how about helping them breathe a sigh of relief when you show them that they can have a first year bonus to their accumulation account OR their income account? Give us a call and let’s put together a plan to help Americans.

Okay, there is another problem. If your client lost a big chunk of dough in this meltdown, get them an easy to apply for life insurance policy. That way, the people that are dependent on them can have the losses covered via the tax free death benefits of a life insurance policy. And, what if the life insurance application and issue process could be done in 10 minutes or so? What if an underwriting decision could be made in about one minute once underwiring info is imputed? And, you can send the policy, once you pick up the payment source.

We are doing a soft launch and taking in a small group to unleash this industry changing product this week. Call us to find out more. Why wouldn’t we have a product like this? After all…  we are a different experience.

Well, here we are again. More news that is distressing to the American public. We are seeing the rise in interest rates, inflation and also the start of layoffs. Compass and Redfin Realty are terminating 10% and 8% of their staff due to a market slowdown. But, as one of our top agents just said to Joe Ohlson, “Joe, these downturns don’t come along too often. This is our Super Bowl… our World Series and our day in the sun.” I agree. These are the times when Americans are looking for safe money places and we have them. So, now is the time to speak with everyone about what we do.  Today’s sales tip to follow… please read on.

Situation… equity markets are down 20%. What if there was an annuity that could provide a bonus to the income account and allow your client to recoup some of their losses on day one? First off, we have it. I can’t write much more about this ,as I would have to get home office approval. But, suffice it to say, that The Ohlson Group has you covered. Simply click for an appointment or call to speak with one of our marketers. Folks, it’s game time… your “day in the sun.”  Help yourself while helping others. 

Ladies and Gentlemen, I am the eternal optimist and I know that things will get better, but this is an economic time not seen for decades.  And I, along with many economists, don’t see things getting better any time soon.  On the equity side, we have entered a bear market.  On the crypto side, people have lost their proverbial butts.  We have a series of interest rate hikes, the prediction of layoffs and inflation not seen since the 1970’s.  So, “What should we do?”  Please read on…

It is time to contact all of our clients, prospects that didn’t act, and others and let them know that we have a way to ease the pain.  An answer can be a simple MYGA with rates far exceeding current CD rates in banks.  Need an income solution?  The FIA with an income rider is a way to guarantee an income stream for the life of the annuitant, and spouse if chosen for the rest of their lives… regardless of future economic turmoil.  What about life insurance? They want it, they need it, and would love an easy way to get it.  I am sure that you are seeing all the new life products with an easy application process… no exams… term or permanent.  We have a full array of those.

What about a “Safety Piece?” Become a member of the “Safe Money Places Agent Network.”  No franchise fee, a refreshed or new website, and constant dripping on your clients and prospects with fresh content.  Need leads… and need them fast? Check out our digital annuity lead program.  See if a territory is available. These current economic times are bringing in a flurry of leads.  Americans are looking for some “safe” alternatives.  I am not suggesting chucking all equity investments because things will eventually clear up.  But this will be a lesson learned by many not to place all their eggs in one basket.
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