The Ultimate Financial Shield: Fixed Indexed Annuities in a Volatile Market

​In today’s market, uncertainty is the only certainty. The stock market continues to experience wild swings, with the Volatility Index (VIX) spiking in recent days, a flashing red blinker indicating investor fear. With the equity markets fluctuating unpredictably, clients are searching for stability—something to shield their hard-earned assets from devastating losses. Many have memories of 2008-2009 and can sense the headwinds coming. Strike now while the iron is hot – these cap rates, cap lock guarantee features and high premium bonuses will not last forever. This is why I feel we are entering an exciting moment in the FIA industry.

As you know, we have that shield clients are looking for. FIAs provide clients with a safe harbor from market losses and volatility while offering guaranteed lifetime income, safe  accumulation, and even long-term care-like benefits. In this climate, annuities aren’t just an option—they are the solution for many. Particularly those who’ve been overlooked by investment advisors who only work with clients who’ve got $1M of AUM. There are hundreds of thousands of hard-working folks who are looking for a lifeline and captain to navigate them through this potential storm. You, the agent, have the tools and products to help. And working with the Ohlson Group, you will find the best marketers, back office and digital marketing team in the industry.

Top Features on Modern FIAs:

• Guaranteed Cap & Participation Rates – Contractually locked in year after year, ensuring clients receive the same caps or participation rates they started with. No surprises, no reductions.
• High Premium Bonuses – We have top-tier income and accumulation value bonuses from leading carriers, helping clients maximize their annuity value.
• Income Doublers on Income Riders – Provide a hedge against LTC costs and peace of mind for future health care needs

In summation, we are in a golden era for annuity sales. It’s a rare moment when:

• Interest rates on indexed and fixed annuity products are at all-time highs
• Equity market volatility is soaring, increasing investor fears of a market crash
• Clients are actively searching for financial security and protection – especially those overlooked as discussed above.

Our marketers are standing by ready for action – give us a call or book an appointment. One of our marketing directors can help you with case design, lead generation (internal annuity lead program) and discuss the benefits of being a member of The Safe Money Places Agent Network. Let’s make it a banner year – and thanks for your support!

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​Until Next Time – Good Selling! 

​Joseph R. Ohlson LUTCF
President
1-877-844-0900
[email protected]