A Little Snow Can’t Stop Us!

As January ends with a giant “ROAR!”, with snow and ice covering much of the country, things are heating up in the annuity industry. Carriers are unveiling new products, agent commission bonuses and we are seeing rates holding steady.

Anecdotal as it may be, we are seeing an influx of new annuity applications at The Ohlson Group and have added a record number of new agents in January. The perfect storm is brewing in the FIA space, and we have the tools to help you navigate – and capitalize in this unique environment.

Folks, we have carriers that have S&P 500 cap lock guarantees – and these are not low-ball guarantees. One carrier guarantees an 8.25% S&P 500 cap for all seven-years of the surrender charge period. This product takes the uncertainty of renewal rate anxiety away from you and your clients.

If you’re like most agents, you’ve got a file full of client statements. Many of your clients that purchased an FIA five to seven years ago are likely stuck with low-yielding crediting strategies. You did the best you could with the products available – and your clients did not lose any money. This is a hard pill for clients to swallow when the equity markets continue to hit all-time highs. There is hope for these clients!

The older FIAs you wrote were written during the low interest environment. We are now on the opposite side of the rate pendulum and annuity rates (MYGA and FIA) are exponentially higher compared to when you sold older products. We can help you get your clients out of these low-yielding products!

Premium bonuses on FIAs continue to remain high. We have bonuses up to 23% on 10-year products. And, these products have strong crediting rates, likely higher than any older annuity that was purchased in the low-interest rate environment.

Finally, if you need new prospects, we have several avenues to help fill your calendar. Our Ohlson Group Annuity Lead program is netting great results. Our no dinner annuity seminar program is also red-hot.

2026 is the year of the insurance agent – the stars (and rates) are aligned for success. So have full confidence in what you do best – protecting clients’ assets and providing solutions to lead them to the retirement they’ve been dreaming about.

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Until Next Time – Good Selling! 

​Joseph R. Ohlson, LUTCF
President
1-877-844-0900
[email protected]