 Our recent holiday season got me thinking of gifts that can really make a difference. I was watching a business show that focused on the high cost of education. They also discussed the lack of basic personal finance knowledge among young people. Many young people and their parents encourage student debt. They may take responsibility for these loans with their kids, but ultimately, it’s a problem for everyone. It can be a terrible burden for the child when they graduate. Or, it can be a terrible burden for the parents when they are focusing on retirement. So, what can be done? It is often said that grandparents start to like their grandchildren even more than their kids. So, wouldn’t they want to be in a position to help pay off part of the college loans? Of course, but it seems very expensive to do unless you are using “discounted dollars.” Discounted dollars are available in a life insurance policy. The grandparent will not pay full dollars for the benefit. They either pay through periodic premiums or a single premium. And, there can be a safety valve. Many policies offer accelerated benefits if the insured needs some type of long-term care assistance. Enjoy our sales tips? Want to discuss this further? Reach out!
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INFORMATION CONCERNING COPYRIGHT INFRINGEMENT CLAIMS
The Ohlson Group, Inc. provides links from its website to various third party sites which may enable you to obtain locations and information outside of The Ohlson Group's control. The Ohlson Group, Inc. neither controls nor endorses such other websites, nor have we reviewed or approved any content appearing on them. The Ohlson Group, Inc. does not assume any responsibility or liability for any materials available at these websites, or for the completeness, availability, accuracy, legality or decency of these sites.
CLAIMS OF COPYRIGHT INFRINGEMENT
The Digital Millennium Copyright Act of 1998, as amended, (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials we host infringe your copyright, you (or your agent) may send us a notice requesting that we remove the material or block access to it. If you believe in good faith that someone has wrongly filed a notice of copyright infringement against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright/ for details. Notices and counter-notices should be sent to [email protected]. The Ohlson Group, Inc., (877) 844-0900. We suggest that you consult your legal advisor before filing a notice or counter-notice. Also, please be aware that there are penalties for false claims under the DMCA.
The Ohlson Group Inc, and or Joseph R. Ohlson LUTCF is licensed to do business in all states except New York.
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