Is your client going to put money in a money market? Those are great rates. What about a 10 year treasury with rates below 1%. Take a long look at cd's and compare to our MYGAS. Also, don't forget the "loss recovery" program we use at The Ohlson Group when portfolios take a big hit. And, if you have prospects desirous of a lifetime income... then show the FIA with the income rider. It beats a SPIA like a drum.
As I am writing this, we are experiencing the biggest MYGA production day that we have ever had. I spoke with carriers and trying to get a lay of the land as to when we can expect more rate reductions.
In closing, this is the best time to be in our business. This is the best time to be a member of "The Safe Money Places Agent Network" (check us out at www.safemoneyplaces.com). Girls and guys, if you feel stuck and need ideas as to how to increase sales and profits during times like these, call the marketing consultants at The Ohlson Group. You will again be reminded as to why agents from coast to coast, continue to refer to us as a... different experience.