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Guaranteed Retirement Income and An Alternative to CD's

9/13/2022

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This morning, a former Vice Chair of the Federal Reserve said… we are in for a very messy economy.  We had all hoped that inflation would reduce with the reduction in gas prices. That didn’t happen, and the equity markets are getting slammed today.

We can expect the Fed to raise rates by 75bps at the next meeting and increased rates over the next 3 meetings. Asking prices on homes are coming down and mortgage rates are going up. Some companies are beginning layoffs and retail firms are stuck with inventory as discretionary income goes down. Of course, we have geopolitical events to deal with, and a declining national petroleum reserve. Most feel that the winter season will bring exploding energy costs to heat homes. But, this will pass…sometime - but most can’t wait. What to do? Read on…

Current and pre-retirees are in a pinch and they are worried. Contrary to what many might think… “It’s the retirement income stupid.” Now, I don’t mean you. But, we need to come to the rescue.

Forget all the wonderful projections of the past few years, and focus on the guaranteed retirement income benefits of a Fixed Index Annuity. Have clients that are CD buyers? Show them the CD and Bond alternative. That is the shiny and beautiful MYGA. I am not suggesting that people dump all their equities because they will come back. I am hanging in there but I, like others, wish to add to… or start some more “Safe Money Places.” Our products are perfect for today and tomorrow. Americans are looking for guaranteed income and good return on short term products. So, what to do? Read on…

Need leads? We have territories that are open for our wholesale priced digital annuity leads. See if you area is open. Call our marketing team to set up a proposal for your prospects and clients. Try laddering MYGAs and FIAs. Ladies and gents, this is our Super Bowl… our World Series and more. Let’s win together and help America.

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Until next time… good selling!

Raymond J. Ohlson, CLU, CRC, LACP
​President and CEO
​The Ohlson Group
1-877-844-0900
​
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