Yes, your client can purchase a 10 Year Treasury paying about 3%. But if you think inflation will continue, and that the rates on the 10 year will go up… what does that mean to your clients? Simple, if new rates rise, the value of your bond purchase today decreases. Here’s a possible solution for “short termer.” A MYGA… the MYGA outpaces treasuries and Certificates of Deposits and you can layer them.
What about the individual that is concerned about retirement income? Simple... How about a Fixed Index Annuity with a strong lifetime income guarantee? A rate on the income account guaranteed to go up in spite of markets. And if your client desires, a first year income account bonus of 10% or more?
Have some younger clients that purchased a home, have debts, or short term needs? Use our 10 minute issue term insurance policy that will issue up to $1 million of coverage depending on age.
Need a sales presentation? Contact our marketers today… time is a wasting and it is time to play “defense.”
team Up With The Ohlson Group
Until next time… good selling!
Raymond J. Ohlson, CLU, CRC, LACP
President and CEO
The Ohlson Group