​The Ohlson Group is proud to announce that we will continue to offer "Commission Boosters" to all of our associates in the field who qualify.  The Ohlson Group has given millions of dollars in "booster” checks through our quarterly commission bonus plan.  

​So, if you write life and annuities through an IMO that does not provide you with a "Booster” commission check, we need to talk as the money is just sitting there. The "Commission Booster" has been approved by all members of The Ohlson Group.  

I have to admit that I am a little perplexed. Usually, when asking an agent what they need, the overwhelming response is LEADS.  So, I asked our staff… “Could it be possible that some of our agent/advisors don’t know we have these pieces of gold?” So, in case you don’t read The Ohlson Report, delete most emails or thought this offer was a bait and switch, I am going straight to the point.  Here is the deal:

• The consumer says he/she is interested in an annuity for income.
• He gives us name, age, state of residence, how much money he/she has to work with and when he would like the income to start.
• We then provide, as promised, an income annuity comparison and report.
• We let him/her know that a licensed member of the Safe Money Places agent network will be giving them a call.

Price of these leads are usually at least 2/3 the cost of others. We are not here  to make money off leads. We make an override when you write business through us. So, territories are still available. Click below for an appointment or call now to speak with a marketer. Or, if you have all the leads you can handle… please pass this on to a friend.

We are all familiar with these three great words, and what they have meant to our country. It doesn’t matter what party you might align with, we all want our way of life preserved, protected and defended.  That is the American way. Well, I would be remiss if I didn’t mention the obvious - there are a lot of geopolitical events happening that could alter or impact Americans portfolios and nest eggs. Again, placing party preferences to the sideline, many feel that inflation is a threat to their retirement income.

I made mention to my wife yesterday about the price of gas. I put 20 gallons in the tank and paid about $1 more per gallon than last year. That is an additional cost of $20. Well, I am thankful that that will not up-end my financial life, but it is one of the things that can alter a retirees way of life.  Let’s also look at taxation.  Well, if we spend what is proposed… tax rates will go up. And, even if the intentions are not to tax the majority of Americans, I say (from past experience) that they will have to be raised pretty much across the board to pay for all the “stuff” that is being proposed. So, what does all of this have to do with the title of this commentary? Let’s look…

As I have said in most of my writings… I am not giving investment advice. But, we are way overdue for a 10 or 15% correction. There is a lot of uncertainty in the world and that rattles everything that is financial. Taxes, inflation, geopolitical events, unrest in the rest of the world and COVID might all play a part in a downturn in financial markets. So, now is the time for us to Preserve, Protect and Defend our clients nest eggs.

​With annuities, as you know, you will not lose a penny of principal or previous gains (speaking of fixed annuities). We can also guarantee a stream of income that our clients can’t outlive regardless of how long they live or what the markets might do. We can offer dream completion through the tax free death benefits of a life insurance policy. And, in the event of a chronic illness or long term care need, we have the products that will accelerate the death benefit to use for those health related expenses.

In summary, we will preserve the nest egg… we will protect the income streams and defend their financial way of life. This is a message that doesn’t need an illustration, comparisons, and a whole slew of 3rd party material.  It does mean having a real time conversation with clients and prospects and find out what is keeping them up at night. Then we ask if they would like us to help them empty their financial worry buckets and then we go to work. Need help with how to open these conversations? Look no further than the Ohlson Group. Our roots, going back to 1975, shows that we have weathered a few of these storms in the past.

What "Baby Boomer" doesn't remember that saying from Mr. Tarzan?  I would be glued to the TV watching Tarzan defend Jane against all the bad guys.  That is the way baby boomer men were brought up.  Now, I am speaking for the older side of the baby boomer class.  We know that the "baby boomer” years are between 1946 and 1966. But, in this writing, I am going to address the older segment of this group.  "It is our responsibility to take care of our family."  Ever heard this one from your mom or dad?  Ray, tonight you are the man of the house.  Or, as my father was passing away, "Ray, take care of your mother.”  Let me get to the point.

Okay, many men are having a rough time sleeping because they are worried about their spouse if they pre-decease them.  Maybe not enough life insurance, maybe the investments didn't work out as well or maybe they wished they had done more.  And, many think that they are too old to get more life insurance.  Well, in most cases they are wrong.  We can get Tarzan a life policy (or policies) if we have to stack simplified issue policies.  Where is the money?  They have excess cash, maybe an annuity using the 10% free right of withdrawal or maybe an RMD. 

This is a tremendous opportunity for "Tarzan" to swing happily through the trees again. It is a wonderful way to put a smile on Jane's face, and a great way for you to increase your income while helping people improve their legacy. Give Levon, Sheryl, or any of our marketing consultants a call and let us put together some illustrations.  Heck, don't wait, click below to schedule an appointment with one of our marketers today.  

 You probably know some clients who have IRAs, 401(k)s or 403(b) accounts.
 
You may not be aware that clients can reposition qualified money into a long-term care policy via direct transfer or rollover. Additionally, the policy can cover both spouses using one qualified account with no ownership issues. 

Of course, you can’t get around paying taxes but instead of being hit with a big tax bill immediately we can show you an option to spread out that bill over 10 years.  All the while, your client is protected from a long-term care event, and if death occurs prior to receiving benefits, the heirs will receive a death benefit.

Here are some features:

• Long-term care benefits ranging from a pool of dollars lasting 50 months to an unlimited amount lasting a lifetime!
• RMD friendly!
• Fully guaranteed – no additional premium or reduction in benefits
• Backed by an A+ carrier with years of claim-paying experience

The ideal client(s) range in age from 59 ½ to 80 and are in average or better health.  Do you have any clients that would benefit from a plan like this?  I’m sure you do, so let’s talk!